Fees & Delivery Methods
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*The rates displayed by our free currency converter are neither "buy" nor "sell" rates, but interbank rates, the wholesale exchange rates between banks for transaction amounts over $5 million USD equivalent. Interbank rates don’t include the spreads, handling fees, and other charges that may be assessed by foreign exchange providers. Please note that, as such, these rates will vary from the rates available to our private and small business customers, due to transaction sizes and processing costs. These rates are therefore provided for indicative purposes only. Please log in to your Online FX account to see the rates we offer to customers.
* Indicative rates only

We offer a variety of methods by which you may deliver your funds. Upon initiating your payment, you will be prompted to select from a variety of methods by which funds can be sent to us and delivered to your recipient. These methods vary by speed and cost. Select your preferred methods below to get a transparent quote of all fees upfront, with no hidden costs.


Step 1: Choose How to Send Your Funds to Our Local Bank Account

Choose direct debit for the most convenient option, or wire transfer for the fastest payment method.  

(Recommended for US Clients)
Link your checking account to us, and we’ll automatically withdraw the funds when the transaction is booked. It’s an easy and convenient way to pay.

Fee: $0
Processing Time: Up to 3 days**

Choose to initiate a domestic wire transfer from your bank and we’ll email you full wire instructions once you have booked your transaction.

Fee: $0*
Processing Time: Less than 1 day**


Step 2: Choose Your Delivery Method

Choose the delivery method by which your beneficiary will receive the funds.

(Recommended)
Available for select currencies and countries. ACH transfers are an excellent low cost option for your less urgent payments. These electronic transfers deposit funds directly into your recipient's account, but can't include a "payment reference".

Fee: $5~
Delivery Time:  3 to 5 business days

The fastest way to deliver your payments. Funds are deposited directly into your recipient’s bank account. Wires allow a “payment reference” to be added—a great way to let your recipient know who the payment came from. This option is available for all currencies except KYD.

Fee: $22~
Delivery Time: 1 to 2 business days

A fee-free option for sending non-urgent payments. Funds are delivered to your recipient’s mailing address as a check. The recipient is responsible for cashing the check. This option is available for select countries.

Fee: $0~
Delivery Time: 10 to 15 business days


Estimated
Total Fees:

$5.00 USD

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* Sending bank may charge fee
** All processing times (for the incoming payment) are subject to change.
~ Please note that the recipient's bank may charge additional fees.