Online FX for Individuals
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Sign up today to convert funds and make international money transfers.

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Set a Rate Alert

Have an ideal rate in mind? Set up a Market Alert, and we’ll email you if your rate becomes available.

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*The rates displayed by our free currency converter are neither "buy" nor "sell" rates, but interbank rates, the wholesale exchange rates between banks for transaction amounts over $5 million USD equivalent. Interbank rates don’t include the spreads, handling fees, and other charges that may be assessed by foreign exchange providers. Please note that, as such, these rates will vary from the rates available to our private and small business customers, due to transaction sizes and processing costs. These rates are therefore provided for indicative purposes only. Please log in to your Online FX account to see the rates we offer to customers.
* Indicative rates only

For decades, our customers have benefited from the ability to send money internationally to over 170 countries and territories, and in more than 130 currencies.

Customers like you have used Online FX to:

Transfer Money to Friends and Family

Send money to family in Europe, pay tuition fees in Australia, transfer money for your daughter’s wedding in Singapore, and more.

Conduct Real Estate Payments

Buy property in Canada, pay the mortgage on your holiday home in Barbados, pay for renovations on your villa in Spain, and more.

Manage Expatriate and Emigration Payments

Pay the mortgage on your house in the UK, have personal effects shipped out, send money to home accounts for savings, and more.

Make Premium Payments For Your Exclusive Goods

Exchange and send large amounts to import a B&B Italia sofa, pay for a bottle of Domaine Romanée-Conti from France, and more.

Send Overseas Vacation Payments

Send travel money overseas for your vacation, pay for a family holiday in South Africa, rent a chalet in Switzerland, and more.

Send a Monetary Gift or Charitable Donation

Send money as a gift to a family member getting married, donate to your favorite charity in India, and more.

Sign Up Today!
Set up an account today and make international money transfers.


"I discovered that I could do all that I needed to do, really easily, fast, and with no service fees."

—Leanne Abraham


“With Western Union® Online FX, I am able to sit on my laptop, or even use my iPhone, to do a few transactions online—within five minutes, I'm done.”

—Mark Biech


Sample Scenario: See How a British Expatriate Preserved the Value of His Savings When Emigrating

Read more

Why Online FX?

Find out why our customers trust us to send billions of dollars each year in international payments.

Benefit from a solution that provides:

Simple and Free Sign-Up

Sign up takes just seconds and requires only basic information. You can then log in and check out our live customer rates and create personalized Market Alerts.

Privacy & Security

Our online platform utilizes 256-bit encryption, and is verified by Comodo Internet Security, so you can be sure that your personal data is protected.

Payment Status Visibility

View your payment status and full payment history online, right from your computer or mobile device. Your recipient is automatically emailed once your payment has been sent.

Transparent Real-Time Rates

Use our real-time rate quotes to lock-in your preferred exchange rate. We offer complete transparency, with no hidden costs, so you are never paying more than you need to.

24/7 Account Access

Sending payments online means that you can save time by avoiding long bank line-ups, and send money whenever, and wherever, it is convenient to you.

Market Alerts

Have an ideal exchange rate in mind? Set up a Market Alert, and we’ll email you if your rate becomes available.

Sign Up Today!
Set up an account today and make international money transfers.

*Service is available in English 24/7, for other languages, please inquire.